IBAN

International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　行标准账号（IBAN）不仅包括了收款人帐号，同时还包含了收款人行信息，使用行标准账号便于款准确抵达收款人行，在欧元区欧元行标准账号（IBAN）是必须，另外一些家行对不提供IBAN欧元款也要加收手续费。目前英还不是欧元家，向英款不是必须有行标准账号。但如果没有这一帐号，最好提供入行SORTING CODE（IBAN中包含了这一代码），这样可以加快收款速度。当然如果您是通过内中行向英中行款，也可仅提供收款人姓名和账号。不过如果能有IBAN是最好，IBAN一般在行对帐单上都有显示，如不清楚，可向开户行询问。